negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• The government auctions off parcels of land sparingly, since nothing upsets the powerful more than negative equity.
  香港政府每次只拍卖极小一块地，因为再没有什么比负资产更让那些有权有势者恼火的了。
• A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
  通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
• Since this is an average number, and some households have little or no mortgage debt, this suggests that the proportion with negative equity likely increased significantly as well.
  考虑到这是一个平均数字，而一些家庭的抵押贷款债务很少或没有，这意味着（房屋）资产净值为负的比例可能也出现了大幅上升。
• To restore its financial health and escape negative equity, the private sector as a whole had no choice but to pay down debt or increase savings levels, even at zero interest rates.
  要使日本金融业恢复健康，避免出现负资产，私人部门别无选择，只能偿付债务，或者提高储蓄水平，即便利率为零。
• But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
  但正如摩根士丹利（morganstanley）指出的那样，如果考虑到退休、医疗和教育等账外债务，中国普通消费者实际上是负资产。
• One in four Dutch homebuyers is in negative equity as a result of falling property values.
  由于房价下跌，拥有房产的荷兰人中有四分之一已处于负资产状态。
• By stopping the downward overshooting of house prices, the mortgage replacement programme would help all homeowners, including those who now have negative equity.
  通过阻止房价过度下跌，抵押置换计划将帮助所有房屋业主（包括目前持负资产者）。
• House prices have fallen for five years, forcing many home owners into the negative equity pit.
  楼价连跌五年，不少业主身陷负资产困局。
• Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
  负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。
• But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.
  但其所作所为实际上违背了美国财政部的广义目标：减少丧失房屋抵押赎回权的概率，清除沉积在金融体系中的坏账和负资产，并且恢复借贷的活力。